1. Home (dashboard) — what you see
- TOTAL BALANCE — your overall “money picture.”
- This month — income and expenses for the current calendar month only.
- Remaining budget — this month’s income minus this month’s expenses (from transactions, not from funds).
- Funds (if you add any) — extra money you track (e.g. savings, another card). Shown under the balance when you have funds.
2. What “Total balance” includes (simple formula)
Total balance = (all income transactions − all expense transactions) + funds
- Transactions (income & expense) change the running total over all time.
- Funds are added on top — they’re for money you want in the total without always logging it as monthly income (e.g. starting balance in another account).
Remember:
- Remaining budget = only this month’s income vs expenses from transactions.
- Funds count in total balance but do not change “remaining budget.”
3. Add a transaction (income or expense)
- Tap the big + in the middle (bottom bar).
- Choose Income or Expense.
- Enter amount, pick category, date, optional note.
- Save.
- Income — money in (salary, refund, etc.). Increases balance and this month’s income.
- Expense — money out. Decreases balance and counts as this month’s spending.
- If balance or budget rules block an expense, the app will tell you (so you don’t overspend by mistake).
4. Add funds (savings / other accounts)
- On Home, tap TOTAL BALANCE (or the edit/add funds entry your app shows).
- Add a name, amount, and optional icon.
- Save.
You can edit or remove funds later from the same place.
Funds increase total balance; they are not the same as logging an income transaction for this month’s budget.
5. Easy memory cheat
| You want to… | Do this |
|---|---|
| Log money in/out day to day | + → Income or Expense |
| Add extra savings / another pot of money | Add funds (on balance) |
| See “how much left this month?” | Remaining budget (transactions only) |
| See “everything in one number?” | Total balance (transactions + funds) |
6. Other tabs (quick)
- Transactions — list and search; tap a row to edit/delete.
- Reports — charts and summaries.
- Settings — categories, theme, backup, etc.